My CarFinance brings together every major UK car finance lender, independent ratings, free calculators and vehicle-history tools in one place — so you can compare, check and decide with confidence before you sign anything.
Illustrative example only. Your rate depends on credit profile, lender and vehicle.
Tracking rates & reviews across the UK's leading car finance lenders
No jargon, no pressure — just the tools brokers use, made available to you directly.
Use the affordability calculator to see what monthly payment fits your income before you start browsing cars.
Explore our lenders hub — independent ratings, eligibility criteria, rate ranges and verified pros/cons for each.
Run a VIN format check and get pointed to a full HPI history check before you commit to any specific car.
Head to your chosen lender with a clear idea of your likely rate, monthly cost and total repayable amount.
Monthly payments for a standard Hire Purchase agreement.
A safe monthly payment range based on your income and outgoings.
Lower monthly payments with a final balloon (GFV) amount.
Estimate your payoff figure if you settle your agreement early.
Independent-style ratings, verified pros & cons and eligibility snapshots — updated as lenders change their criteria.
Specialist in bad-credit and thin-file car finance, part of the Non-Standard Finance group.
Broker with a panel of 25+ lenders, one soft-search application for cars and cars.
Direct lender specialising in used vehicle HP, popular with independent dealers.
Students, pensioners, new UK residents, self-employed, bad credit, CCJs, IVAs, key workers, low income — each with the lenders that tend to work best.
Quick, free tools to sanity-check a VIN and understand what a full history check covers before you commit.
Compare all three side by side, with real eligibility criteria and rate ranges, on our comparison hub.
We break down the real cost difference for a typical £20,000 panel car.
SA302s, bank statements and the trading history lenders actually want to see.
How Bank of England rate moves are filtering through to commercial vehicle APRs.
If you're comparing van finance rather than a car, our sister site covers UK van lenders, calculators and vehicle checks in the same way.
